Income Tax Calculator
New regime ya old regime — ye sawal har saal aata hai. Apni salary aur deductions daaliye, seedha jawab lijiye.
FY 2025-26 slabs. Standard deduction: ₹75,000 (new) / ₹50,000 (old) auto-applied. Cess 4% included.
Ye number kaise nikla?
FY 2025-26 (AY 2026-27) ke official slabs use hue hain. New regime: ₹4 lakh tak nil, phir 5% / 10% / 15% / 20% / 25% ke slabs, ₹24 lakh ke upar 30% — standard deduction ₹75,000 aur Section 87A rebate (taxable ₹12 lakh tak zero tax) ke saath. Old regime: ₹2.5 lakh tak nil, 5% / 20% / 30% slabs, standard deduction ₹50,000, aur aapke bataye deductions (80C, 80D, HRA…). Dono par 4% cess laga hai.
Simple pattern: deductions kam hain to new regime aksar jeetta hai; deductions ₹3-4 lakh se upar hain (HRA + 80C + home loan interest) to old regime ladai me aata hai. Aapka exact jawab upar hai.
Note: Surcharge (₹50 lakh+ income) aur kuch special cases isme nahi hain. Budget ke baad slabs badalte hi ye tool usi hafte update hota hai — last verified: Aug 2026.
Aage kya padhein?
- New vs Old Regime — poora hisaab, breakeven table ke saath
- SIP क्या है? — tax bachane se pehle paisa banana bhi samajh lijiye
PaisaPakka ka Data Desk — har calculator, har rate table, har glossary entry. Insaan nahi, process hai: mahine ki 1 taarikh ko sab kuch dobara verify hota hai.